Exploratory Paper
- Submitted by: charizz
- Views: 628
- Category: English
- Date Submitted: 05/31/2011 01:28 AM
- Pages: 5
- Report this Essay
Exploratory Paper
Insurance is an important part of life in the modern world; it can be a matter of life and death if you are not insured. I know in my country, Philippines, since most of the population is way below the poverty level they do not have the means to pay for such expensive fees concerning their health, and the government is too corrupt to find a solution of insuring its people. What does this leave? Thousands of people left to fend for themselves, and in most cases, helplessly wait for death to come. The solution to this problem may mean depending on insurance companies, who may insure a patient for profit. Leaving it up to the caretakers and physicians seems a bit more reasonable since they are someone a patient has built a relationship with, and build a trust with. There is also that characteristic of a doctor of choosing this career path with heart, to help save lives, and hopefully not just for profit.
In the United States, “Studies also indicate that insurers find a reason to reject payment for up to 30 percent of the bills they receive.” (Gawande, 118) Knowing that insurers have their flaws, I am left to question this system. So even if people are insured, there is still a chance of running into problems with the doctor if the insurance rejects to pay them for the services they offered. Of course doctor’s deserve payment for their sacrifices, even if the there is the question, “In the end, are we working for the profits or for the patients?” (Gawande, 123) Being a doctor is still a career, and they do still need to make a living, as a general surgeon in the East Coast said, “’I think doctors shortchange themselves,’ he said. ‘Doctors are working for fees that are similar to or below those of plumbers or electricians’ – people who, he noted, don’t require a decade of school and training.” In such cases some doctor’s make the choice of not taking insurance at all and having patients pay out of pocket and deal with insurers...
Insurance is an important part of life in the modern world; it can be a matter of life and death if you are not insured. I know in my country, Philippines, since most of the population is way below the poverty level they do not have the means to pay for such expensive fees concerning their health, and the government is too corrupt to find a solution of insuring its people. What does this leave? Thousands of people left to fend for themselves, and in most cases, helplessly wait for death to come. The solution to this problem may mean depending on insurance companies, who may insure a patient for profit. Leaving it up to the caretakers and physicians seems a bit more reasonable since they are someone a patient has built a relationship with, and build a trust with. There is also that characteristic of a doctor of choosing this career path with heart, to help save lives, and hopefully not just for profit.
In the United States, “Studies also indicate that insurers find a reason to reject payment for up to 30 percent of the bills they receive.” (Gawande, 118) Knowing that insurers have their flaws, I am left to question this system. So even if people are insured, there is still a chance of running into problems with the doctor if the insurance rejects to pay them for the services they offered. Of course doctor’s deserve payment for their sacrifices, even if the there is the question, “In the end, are we working for the profits or for the patients?” (Gawande, 123) Being a doctor is still a career, and they do still need to make a living, as a general surgeon in the East Coast said, “’I think doctors shortchange themselves,’ he said. ‘Doctors are working for fees that are similar to or below those of plumbers or electricians’ – people who, he noted, don’t require a decade of school and training.” In such cases some doctor’s make the choice of not taking insurance at all and having patients pay out of pocket and deal with insurers...