Financial Hardships in Montana
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Financial Hardships in Montana
Susan Petersen
EN106
Professor Karen Wilcox
Outline
Thesis: Although many people live off low income in Montana is it by choice or is it the economy lifestyle here in Montana?
I. Wages in Montana
a. Working on minimum wage
b. Working with a college education VS a high school diploma
II. Services available in Montana
a. Who is eligible
b. What kinds of services are there
i. Food Stamps/WIC (Women Infant Children)
ii. Medicaid
iii. Day care assistance
iv. Low income housing
v. Unemployment
III. Living comfortable on low income
a. Is being on services worth it the hassle?
IV. Conclusion: Is there a way for most to live a comfortable lifestyle without being on services in the future?
Shandy Rivenes
EN 106
Research Paper 1 Rough Draft
Financial Hardships in Montana
Many often wonder if they are able to live a comfortable life in Montana. Although many people live off low income in Montana is it by choice or is it the economy lifestyle here? Some will say both, but many think you should only be living the low income lifestyle and on services if you are in desperate need of it. How often do you hear of people abusing the system? But why would services be here if there was nobody in need of them.
The Department of Labor say minimum wage in Montana is $7.75 per hour but it can also be as low as $4.00 an hour if the business you’re working for only earns $110,000.00 annually. Say you work 40 hours per week and get paid every 2 weeks with getting paid $7.75 per hour; your paycheck would be $310.00 bi-weekly but this is not including the taxes that get taken out. For arguments sake we will pretend there are no taxes so every month. Then you would be making roughly $620.00 a month. Could you live off $620.00 a month? Now let’s throw rent, utilities, car payment, groceries, and miscellaneous items you’ll need to survive. You can see how...
Susan Petersen
EN106
Professor Karen Wilcox
Outline
Thesis: Although many people live off low income in Montana is it by choice or is it the economy lifestyle here in Montana?
I. Wages in Montana
a. Working on minimum wage
b. Working with a college education VS a high school diploma
II. Services available in Montana
a. Who is eligible
b. What kinds of services are there
i. Food Stamps/WIC (Women Infant Children)
ii. Medicaid
iii. Day care assistance
iv. Low income housing
v. Unemployment
III. Living comfortable on low income
a. Is being on services worth it the hassle?
IV. Conclusion: Is there a way for most to live a comfortable lifestyle without being on services in the future?
Shandy Rivenes
EN 106
Research Paper 1 Rough Draft
Financial Hardships in Montana
Many often wonder if they are able to live a comfortable life in Montana. Although many people live off low income in Montana is it by choice or is it the economy lifestyle here? Some will say both, but many think you should only be living the low income lifestyle and on services if you are in desperate need of it. How often do you hear of people abusing the system? But why would services be here if there was nobody in need of them.
The Department of Labor say minimum wage in Montana is $7.75 per hour but it can also be as low as $4.00 an hour if the business you’re working for only earns $110,000.00 annually. Say you work 40 hours per week and get paid every 2 weeks with getting paid $7.75 per hour; your paycheck would be $310.00 bi-weekly but this is not including the taxes that get taken out. For arguments sake we will pretend there are no taxes so every month. Then you would be making roughly $620.00 a month. Could you live off $620.00 a month? Now let’s throw rent, utilities, car payment, groceries, and miscellaneous items you’ll need to survive. You can see how...