Lopuza
- Submitted by: gruchala
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- Category: English
- Date Submitted: 02/21/2012 10:34 AM
- Pages: 6
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Credit Card Offer 3 Discover Miles Card Annual Percentage Rate ("APR") for Purchases 0% until the last day of the billing period ending during May 2007**; then the standard APR, an estimated rate between 10.99% and 17.99%* (see Variable Rate Information) Balance Transfers: 0.00% until the last day of the billing period ending during May 2007**; thereafter the standard APR for purchases Default Rate: Between 15.99% and 28.99%, based on payment history Cash Advances: 20.99% or 22.99% Variable Rate Information The following APRs may vary monthly: Standard purchase APR equals the Prime Rate plus an amount (the Margin) between 3.49% and 10.49%†. Default Rate equals the Prime Rate plus the Margin plus 5 percentage points for each late payment (maximum 28.99%)*. At least 25 days when you pay your balance in full each month.
Other APRs
Grace Period for Repayment of the Balance of Purchases Method of Computing the Balance for Purchases Annual Fee: NONE
Two-cycle Average Daily Balance (including new purchases).
Minimum Finance Charge: $.50
CASH ADVANCE TRANSACTION FEE: 3% for each cash advance, with a minimum of $5 and no maximum. LATE FEES: $15 on balances up to $500, and $39 on balances over $500. OVERLIMIT FEE: $15 on balances up to $500, and $39 on balances over $500. *DEFAULT RATE: *If you are late making a payment, any rates not exceeding the Default Rate will change to be the same rate and type (fixed or variable) as the Default Rate. See Cardmember Agreement for details. **You agree that if your application for a Discover Card with a minimum credit limit of $5,000 and the APRs shown above is not approved, your application will also constitute your request for a Discover Card with the APRs shown above and a minimum credit limit of $500.
†
The Prime Rate used is the highest prime rate listed in The Wall Street Journal on the last business day of the month. Actual amount will be based on our evaluation of your credit and will be disclosed with your...
Other APRs
Grace Period for Repayment of the Balance of Purchases Method of Computing the Balance for Purchases Annual Fee: NONE
Two-cycle Average Daily Balance (including new purchases).
Minimum Finance Charge: $.50
CASH ADVANCE TRANSACTION FEE: 3% for each cash advance, with a minimum of $5 and no maximum. LATE FEES: $15 on balances up to $500, and $39 on balances over $500. OVERLIMIT FEE: $15 on balances up to $500, and $39 on balances over $500. *DEFAULT RATE: *If you are late making a payment, any rates not exceeding the Default Rate will change to be the same rate and type (fixed or variable) as the Default Rate. See Cardmember Agreement for details. **You agree that if your application for a Discover Card with a minimum credit limit of $5,000 and the APRs shown above is not approved, your application will also constitute your request for a Discover Card with the APRs shown above and a minimum credit limit of $500.
†
The Prime Rate used is the highest prime rate listed in The Wall Street Journal on the last business day of the month. Actual amount will be based on our evaluation of your credit and will be disclosed with your...