Medicare Benefits

Medicare Benefits

Medicare Benefits
In the case before I explain to Mr. Spencer and Mr. Brad on the Medical Eligibility Requirements of Medicare. But in this case I will explain the parts of Medicare. I would begin thus explaining Medicare coverage consists of Part A, B, C and D. Part A is the original Medicare program for hospitalization and requires monthly premiums. Part B,C, and D require monthly premiums to be paid by the patient, with the amount depending income and specific plans selected. Medicare and Medicaid are administered by Centers for Medicare and Medicaid Services (CMS) which is an agency within the U.S. Department of Health and Human Services.
Medicare Part A
Medicare Part A is hospital insurance benefits for people 65 years of age or older, for people younger than age 65 with certain disabilities, or for people with end-stage renal disease. Medicare Part A also covers hospital admission and stay, home health care, and hospice care. It has a considerable deductible and a limit to the number of hospital days per stay and the total number of hospitalizations per year. Medicare Part A pays only a portion of a patient’s hospital expenses, which are calculated on a benefit period basis. A benefit period begins with the first day of hospital stay and ends when the patient has been out of the hospital for 60 consecutive days. Many people subscribe to supplemental insurance called Medigap policies, to cover the considerable. A person is eligible for hospital coverage if they or their spouse has worked 40 or more quarters and paid SS taxes. There is a premium of $189/mo if the person only worked 31-39 quarters. There is a premium of $343/mo if the person worked less than 31 quarters.
Medicare Part A provides benefits to people in any of these situations: If a patient is a bed patient in a hospital (up to 90 hospital days for each benefits period). If a patient is a bed patient in a nursing facility receiving skilled nursing care (up to 100 extended...