TERMS AND CONDITIONS
1. YOUR OBLIGATIONS
1.1
1.2
1.3
1.4
1.5
To accept these Terms and Conditions.
That you have read and understood the Pre Contract information (the SECCI and an explanation of your loan) before signing this agreement.
That the details you have given are true and complete.
That signature to this agreement acknowledges receipt of a true copy.
You confirm that:
(a) You received your salary payment on your last payday;
(b) You are aged 18 or over;
(c) The information that you have provided on the loan application form (either online or written) is a true and accurate representation of
your personal and financial details;
(d) You have no reason to believe that your future salary payments will not be paid to you; and
(e) You do not know of any circumstances or arrangements that would hinder your ability to meet your repayment obligations under this
agreement.
1.6 You authorise WageDay Advance Ltd to collect by Direct Debit, Debit Card, Electronic or any other means any monies owed under this
agreement, from any Bank or Cheque Account, of which you have supplied us with details.
1.7 You agree to us contacting you at work, or home, in person, via text, or via email to discuss your account or application.
1.8 All sums owed under this agreement, including interest, shall become due and payable immediately if: (a) We believe you have provided us
with any false information when you entered into this agreement.
(b) We reasonably suspect that you have entered into the agreement on a fraudulent basis or suspect that you are using this agreement for
money-laundering activities;
(c) A statutory demand is served on you, or any other steps are taken by you or any other person, to make you bankrupt.
1.9 You must inform us immediately of any change in name, home address, e-mail address, job, pay frequency, change of bank details and/or Debit
card, or any other circumstances relating to your ability to discharge your liabilities under this agreement.