Proposal for a New Healthcare System
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- Date Submitted: 12/06/2010 11:06 AM
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My Proposal for a New Health Care System
Kelly Schwebel
HCA 210
September 26, 2010
Deb McKinney MSN, MBA/HCM, RN
My Proposal for a New Health Care System
The Untied States is facing a major health care crisis. Mainly because of the rising cost of heath care and insurance some individuals and families have to go without health care treatment. The cost of health care has been rising dramatically throughout the years because of technological advances in treatment and also preventative medicine. Some private insurance plans have certain limits to the physicians covered and also the number of in-patient hospital stays. This could cause the patient more out-of-pocket cost if the patient has to stay longer than what is allowed. There are many families and individuals who do not have any medical coverage due to the high cost in health care coverage. Although the health care law signed by President Obama in March is designed to ensure an additional 32 million people in public and private programs, it doesn't fully kick in until 2014. For the next few years, experts say, the problem could get worse. The average cost to insure a family of four is already about $14,000 (USA Today, 2010). Below I have found a chart of that shows the increase in people without insurance by the year.
[pic]
Looking at the new health care reform said to go into place September 23, 2010, does not seem very promising for most low income families as well. Insurance companies still have the right to refuse the benefits. Aetna and Anthem Blue Cross, California's largest health insurer, announced that they no longer will issue any child-only policies. Nationwide, many low-income parents who cannot afford family coverage buy it only for young children. The insurers will deny coverage to about 500,000 children, including some in Pennsylvania, in Aetna's case. They likely will be covered under state and federal programs, or by health care providers without compensation...
Kelly Schwebel
HCA 210
September 26, 2010
Deb McKinney MSN, MBA/HCM, RN
My Proposal for a New Health Care System
The Untied States is facing a major health care crisis. Mainly because of the rising cost of heath care and insurance some individuals and families have to go without health care treatment. The cost of health care has been rising dramatically throughout the years because of technological advances in treatment and also preventative medicine. Some private insurance plans have certain limits to the physicians covered and also the number of in-patient hospital stays. This could cause the patient more out-of-pocket cost if the patient has to stay longer than what is allowed. There are many families and individuals who do not have any medical coverage due to the high cost in health care coverage. Although the health care law signed by President Obama in March is designed to ensure an additional 32 million people in public and private programs, it doesn't fully kick in until 2014. For the next few years, experts say, the problem could get worse. The average cost to insure a family of four is already about $14,000 (USA Today, 2010). Below I have found a chart of that shows the increase in people without insurance by the year.
[pic]
Looking at the new health care reform said to go into place September 23, 2010, does not seem very promising for most low income families as well. Insurance companies still have the right to refuse the benefits. Aetna and Anthem Blue Cross, California's largest health insurer, announced that they no longer will issue any child-only policies. Nationwide, many low-income parents who cannot afford family coverage buy it only for young children. The insurers will deny coverage to about 500,000 children, including some in Pennsylvania, in Aetna's case. They likely will be covered under state and federal programs, or by health care providers without compensation...