Regulatory and Legislative Issues
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Regulatory and Legislative Issues
HCS578
May 30, 2011
Lisa Uhlich
Regulatory and Legislative Issues
The Patient Protection and Affordable Care Act (PPACA)
There are several problems with our current health care system. The first problem is money and the high cost of insurance policies. According to the U.S. Department of Health and Human Services (2011), insurance companies often leave patients without coverage when they need it the most, causing them to put off needed care, therefore compromising their health and driving up the cost of care when they get it. Another contributing issue to high cost of health care is the fact that our population is aging, meaning there is an increase in the amount of people with health problems. The second problem is that the current health care system is full of holes. For example, people buying insurance can be turned down for having a pre-existing health condition such as heart disease, cancer or asthma. Small businesses may be charged extra if some of the co-workers are sick, making insurance unaffordable. Some insurance policies have a lifetime limit on benefits, meaning that some of the people that are least likely to have coverage are the ones who need it most. High costs and holes in the health care system have lead to The Patient Protection and Affordable Care Act (PPACA).
The Patient Protection and Affordable Care Act (PPACA) is a federal statute that was signed into United States law by President Barack Obama on March 23, 2010. This act is part of the health care reform of 2010. This act will not be implemented all at once. There are two phases: the first phase from 2010 to 2014 and the second phase from 2014 to 2019. This law is suppose to provide better health security by putting in place comprehensive health insurance reforms that hold insurance companies accountable, lower health care costs, guarantee more choice, and enhance the quality of care for all Americans...
HCS578
May 30, 2011
Lisa Uhlich
Regulatory and Legislative Issues
The Patient Protection and Affordable Care Act (PPACA)
There are several problems with our current health care system. The first problem is money and the high cost of insurance policies. According to the U.S. Department of Health and Human Services (2011), insurance companies often leave patients without coverage when they need it the most, causing them to put off needed care, therefore compromising their health and driving up the cost of care when they get it. Another contributing issue to high cost of health care is the fact that our population is aging, meaning there is an increase in the amount of people with health problems. The second problem is that the current health care system is full of holes. For example, people buying insurance can be turned down for having a pre-existing health condition such as heart disease, cancer or asthma. Small businesses may be charged extra if some of the co-workers are sick, making insurance unaffordable. Some insurance policies have a lifetime limit on benefits, meaning that some of the people that are least likely to have coverage are the ones who need it most. High costs and holes in the health care system have lead to The Patient Protection and Affordable Care Act (PPACA).
The Patient Protection and Affordable Care Act (PPACA) is a federal statute that was signed into United States law by President Barack Obama on March 23, 2010. This act is part of the health care reform of 2010. This act will not be implemented all at once. There are two phases: the first phase from 2010 to 2014 and the second phase from 2014 to 2019. This law is suppose to provide better health security by putting in place comprehensive health insurance reforms that hold insurance companies accountable, lower health care costs, guarantee more choice, and enhance the quality of care for all Americans...