To Rent or Buy

There are many things that factor in when deciding if renting an apartment or buying a house is the best option for you. Weighing the pros and cons of both can ultimately help you make the best decision. When buying a house you really have to do your reasearch. Then when you finally find the one you like there is a whole process you have to go through. You have to put in an offer at what you think the house is worth. If the owners come back with a counter offer you have to send in another offer that is higher then the first. Once the offers are on the table if the owners accept it you have to make sure you have all your money in order for the down payment. Then theres signing the paperwork and waiting for a closing date which could be as far out as 90 days. And before everything is finalized they usually recommend bringing in an inspector to make sure theres nothing structurally wrong with the house. Once you own the house you are responsible for all the utilities and the up keep.
When choosing an apartment you have many more options and styles to choose from. The search may not take as long as it would for finding a house. The process doesn’t take as long and the down payment is a lot cheapier and you usually get it back at the end of your lease. Once you make a decision on an apartment you can call the leasing office to find out a little more information about it. If it sounds like the one you can head down to the office and start the paper work. They have to send it off to their head office and if you are approved then you sign the lease. Once you pay the deposit you may be able to move in right away unless they have to do any maitnence on the unit. Once in the apartment some complexes pay certain utilities such as water, trash, sewage and gas. Usually all the maitnence is taken care of by the complex unless you break something such as a window. Apartment complexes have one down fall and the rules you have to abide by. There are certain things you can and...